Assembling personal computer’s hardware and software

appeal personal calculating machines computer hardware and softwareAssembling the Personal reckonerFirstly, you testament assemble the case. You go out lease to put in the forefinger supply, the motherboard, Graphic card, Microprocessor, of import Memory, Hard disk drive, Network larboard placard and so on are stand offs to hold in the motherboard. You allow likewise need to connect some fits to the motherboard You go out need to unwrap the motherboard and microprocessor halt. The chip pull up stakes keep up one marked corner that aligns with another marked corner of its socket on the motherboard. Align the corners and drop the microprocessor into the socket. You dont need to apply any public campaign if its aligned correctly, it should fall into place. Once you strike it in, cinch it wipe out with lever arm Second, you get out need to install the high temperature sink. The CPU shock will contain a manual that tells you how to do it. The heat sink will contai n either a heat sink sticker or heat sink grease to use when mounting the heat sink on the CPU. To install your heat sink, all you had to do was put it in place, cinch it down with flanges on either side and lock it with a cam. Connect the force-out lead for the heat sink to the motherboard Once youve chosen the right kind of RAM, its clip to install your RAM module into the insides of your desktop. You should handle RAM carefully. The RAM slots are located on the computers motherboard. There are unremarkably two slots, though at that place may be more. It will probably take more pressure than you would think to get the RAM into place. Each side of the module should also reach a rotating arm that will look the RAM down Now your motherboard is ready to put in the case. Your motherboard should deal come with a faceplate for its acantha conjunctions. You need to put in the plate and press it until it snatch ups in place. It needs to sit about a quarter of an inch away from the cases surface so that no(prenominal) of its connectors touch the case. Find the screws for set up motherboard in the case. Dont screw them in too tightly .Be very careful when putting in the screws. If you drop them into the case, they could disablement the fine wires on the motherboard one goes Installing the hard disk drive and the DVD-ROM drive. The case has a removable bracket with four rubber grommets on it, which line of merchandise up with four holes on the hard drive. It also came with four screws made just to punch through those grommets. Screw the hard drive into the bracket back into its slot in the case. If you are using IDE/PATA drives, be sure to set the jumpers correctly. Then connect the hard disk to the power using one of the connectors overture off of the power supply. Now install the cables. One side of the cable has a red stripe on it, which makes it pin 1. Look on the motherboard and nip the cable into the IDE connector marked 1. Insert the other end of th e cable on the back of the drive. Now the drive is ready to use Now, you will install the CD-ROM drive. Again, set up the jumpers correctly. The CD-ROM drive fits in the front of the case, and you may have to put out a faceplate to make the room for it. slide it in and screw it into place, making sure that it is aligned with the front of the case. Just as with the hard drive, you can use any operable connector from the power supply. You will also use the cable that came with the CD-ROM drive to connect it to the motherboard and plug the other end into the drive. Connect the audio for the CD drive. following(a), there is an self-evident place for it to plug in on the motherboard and on the drive itself Hard disk devices use a ribbon cable to connect to each other. and soar cables have all of the wires laid flat next to each other instead of bunched or wrapped together in a bundle. IDE ribbon cables have either 40 or 80 wires. There is a connector at each end of the cable and ano ther one about two-thirds of the blank space from the motherboard connector.. The three connectors are typically different colors and attach to specific items The blue connector attaches to the motherboard The black connector attaches to the primary (master) drive The grey connector attaches to the secondary (slave) drive.The last footfall is installing the power supply in the case. The power supply has two sides. The fan side faces outside the case and the wire side face inside. Slide the power supply onto its brackets and secure it with screws. Connect the power connector is leads to the motherboard. These are should be a large one and a small one, and it will be obvious as to where each one goes. You will be left with about 15 more wires. Dont worry the manuals have a page to tell you exactly where each one goes. Each of them has a label that corresponds to a label on the correct port. It is cartridge clip to offer your machines on and inspect if its work. If there are a switch on the back of the power supply, make sure it is on. Also make sure that the power supply is set correctly to 110 or 220 volts At the same your personal computer is powering up and already use Installing Net Interface Card1. You will assume Installation the software automatically (Recommended) and diffuse Next.2. Searching hardware device.3. You will riffle Next.4. Installation software.5. You will click Finish.6. Then Local Area connection is enabling.Using an appropriate hub or switch connect the PCs using appropriate cabling The PCs are affiliated with a single cable (crossover cable limited to two PCs), or are they connected to a hub/switch First, these lights are really light-emitting diodes (LEDs) and will usually show up in some form of yellow, orange, or green colour, depending on the NIC manufacturer Second, the link light indicates that the NIC and the cable have a valid galvanising connection between the PC and the network device, usually a hub or a switc h The NIC, cable, and hubs or switches are working. When the activity light blinks, it is indicating that data is universe transferred between the networking devices The data is usableit just means that data is making the trip from the NIC to the hub or switch or from the hub or switch to the NIC If you are having put under connecting to a network or communicating to other machines on the network, the link and activity lights are a good place to sorb your troubleshooting.1. Microsoft Windows XP Professional compliance and fine-tuning1. First we need to install window on hard disk drive. Insert the installation CD into the CD drive. Change the name setting to the boot from CD. Then save and exit. When you work through Press any key to boot from CD,you press space bar to boot from cd. The blue screen will appear like above and wait for loading set up2. The blue screen appears like below and the instruction will also experience you how to do. If you unavoidableness to set up window XP, press ENTER and if repair, press R and if want to quit, press F3. We want to set up window XP so press ENTER to install window3. This step is license agreement from Microsoft and if you will agree this license, press F8 key.4. This step is showed your unpartition space on your hard disk and it is forward-looking so no need delete.In this step,you have to create partition space for your hard disk .Therefore press C for create partition.5. In disk C, you have to install window and other application so you give 40000 MB space. Then press ENTER.6. You will see the partition space have been created. And accordingly you select on the un partitioned space and create partition space again.7. In the disk D, you have to store your data and other information so you give 40000 MB space. Then press ENTER.8. You will see the partition space have been created. 9. Select Format the partition using the NTFS blame system. And then press Enter to continue.10. Wait a minutes for forma ts the partition.11. And then wait a minutes for copies files12. After formatting, the computer will reboot and in this sentence dont press any key when you will see Press any key boot from CD. Then you will see window is imbibening.13. You will see GUI after reboot and wait 39 minutes for installing windows.14. Wait a minutes for Get support for the latest hardware and software.15. chatter Next after installation.16. Fill full name and Organization and click Next.17. After that input product key. Product key index be on window XP CDor on the cover. Then click next. 18. In this stage you must input computer name and administrator password and again rein put this password at confirm password. Then click next.19. If you see the time date, click next again.20. Wait a few minutes for Explore your creative side with photos and videos.21. Choice Typical Setting and click Next.22. Choice No this computer is not on a network, or is on a network, without a domain and Click Next.23. And then wait a few minutes for Windows Movie Maker makes it easy and swordplay to capture,create,and share home movies.24. Wait5 minutes for Experience the ultimate in safety, security, and privacy.25. Wait 9 minutes for Easy move documents and personal settings to a revolutionary computer.26. Wait 1 minutes for Be assured of greater accessibility.27. You will see Microsoft Windows XP logo.28. Click OK.29. Click OK to continue.30. You will see Welcome to Microsoft Windows.31. You will click Next.32. This stage is checking your internet connection and click Next.33. Click Next.34. Enter Your name and click Next.35. Click Finish.36. Appear Welcome box.37. In this stage you can already use Microsoft Windows Xp.38. You can change background image .39. You can also change icons .40. Double click on my computer icon.41. Right click on the Local Disk(D) and click format.42. You will click on the start button.43. And then you will click on the ok button.44. This step is complete format so y ou will click on the ok button.45. You can already store your data and other information on the Local Disk (D).Network for PC 11. Right-click on the My Network Place and click on the properties.2. You will see Local Area society is enable in the Network Connection .3. Right click on the Local Area Connection and click properties.4. In the General tab you will election the Internet Protocol(TCP/IP) and click properties.5. You will see already select Obtain an IP plow automatically.6. So you will select again the Use the following IP address.7. For PC1 , IP address is 1.1.1.1 .This IP is group A.8. In the run box, type cmd and click on OK button.9. This step is testing these network. If your network is connect, show message (Reply from..).If your network is disconnect, show message (Request time out or so on).10. If your network is connect, showed message below the figure.11. subject your Local Disk D and then right click on anywhere and choice raw brochure.12. In this leaflet , rename pc1.13. Right-click on this folder and click Sharing and Security.14. Select the sharing tab.15. In the sharing tab and select share this folder on the network.16. In this stage, pc1 folder is already share.17. Right-click on the My Network Place and then click Open.18. You will see View workgroup computers and click on it.19. You will see Workgroup computers.20. This step is viewed on the win2.1. Right-click on the My Network Place and click on the properties.2. You will see Local Area Connection is enable in the Network Connection.3. Right click on the Local Area Connection and click properties.4. In the General tab you will choice the Internet Protocol (TCP/IP) and click properties.5. You will see already select Obtain an IP address automatically.6. So you will select again the Use the following IP address.7. For PC1 , IP address is 1.1.1.1 .This IP is group A.8. In the run box, type cmd and click on OK button.9. This step is testing these network. If your network is con nect, show message (Reply from..).If your network is disconnect, show message (Request time out or so on).10. If your network is connect, showed message below the figure.11. Open your Server2003 Local Disk D and then right click on anywhere and choice new folder.12. In this folder, rename pc2.13. Right-click on this folder and click Sharing and Security.14. Select the sharing tab.15. In the sharing tab and select share this folder on the network.16. In this stage, pc1 folder is already share.Install and configure the correspondent on one of the PCsNetwork Printer for Win-11. HpDeskjet 3900 printer put into your computers USB port at the same time you will see Found New Hardware.2. Click the start menu bar and choice setting and click printer and fax.3. We will see Add a printer and click on it.4. We will see Add printer Wizard and click Next.5. Choice Local printer attached to the computer and click Next.6. You will click on the down arrow and choice USB(Virtual printer ports for USB) and click on the Next.7. You will see this box and click on the Next8. You will click on the Have Disk button.9. Appear Install From Disk dialog box and click on the OK button.10. You will choice the auto run.11. You will see next time Install From Disk dialog box and click on the Browse button.12. You will see Add Printer Wizard dialog box and click on the Next.13. And then your printer name is Hp Deskjet 3300 Series and click on the Next.14. You will choice the Do not share this printer and click Next.15. Choice No and click Next button.16. You will click on the Finish button.17. The network printer can already use.18. Right click on the printer and click on printing preferences.19. You will click on the Sharing tab and you will see Do not share this printer.20. You will share this printer so you will select the Share this printer and click Apply and OK button.21. This step is already use and already share this printer.Network Printer for Win-21. Click the start menu bar and choice setting and click printer and fax.2. You will see Add a printer and click on it.3. You will see Add printer Wizard and click Next.4. Choice Local printer attached to the computer and click Next.5. Select A network printer, or a printer attached to another computer and click Next.6. You will see Browse for a printer already selected .7. So you will select again on Connect to the printer (or to browse for a printer select this option and click next) and click on the Next button.8. Type your printer name and click on the Next button.9. Connect to the printer is successful and click on finish button.10. The network printer can already use on the network.Network Printer for win-31. Click the start menu bar and choice setting and click printer and fax.2. We will see Add a printer and click on it.3. We will see Add printer Wizard and click Next.4. You will see already select Local printer attached to the computer and click Next.5. So you will select A network printer, or a printer a ttached to another computer and click Next.6. You will see Browse for a printer already selected .7. So you will select again on Connect to the printer (or to browse for a printer select this option and click next) and click on the Next button.8. Type your printer name and click on the Next button.9. This step is asked to connect with the network printer and click on yes button.10. Connect to the printer is successful and click on finish button.11. The network printer can already use on the network.Sharing folder1. Right-click on the desktop choice new folder.2. You will rename this folder.3. You will see the folder on the desktop.4. Right click on the folder and choice the share and security5. In sharing tab, selected Sharing the folder and click on permission button6. Checked on all allowed button and click apply and ok button7. You will see already shared folder on the desktop. assign 3 Searching for PCs and other peripheral devices No Name StartDate EndDate 1. Monitor 3.7.200 9 3.7.2009 2. Casing and Power Supply 3.7.2009 3.7.2009 3. amaze board 3.7.2009 3.7.2009 4. Microprocessor 3.7.2009 3.7.2009 5. Hard disk drive 3.7.2009 3.7.2009 6. Graphic card 4.7.2009 4.7.2009 7. Main Memory 4.7.2009 4.7.2009 8. CD-ROM 4.7.2009 4.7.2009 9. Printer 4.7.2009 4.7.2009 10. Microsoft Windows XP Professional w/SP2 5.7.2009 5.7.2009 Searching for Network devices No Name StartDate EndDate 1. Network Interface Card 5.7.2009 5.7.2009 2. UTP cable 5.7.2009 5.7.2009 3. Switch 5.7.2009 5.7.2009 Assembling the Personal Computer and driver installationNo Name StartDate EndDate 1. Assembling the PCs 30.7.2009 30.7.2009 2. Main Memory installation 31.7.2009 31.7.2009 3. Graphic Card installation 31.7.2009 31.7.2009 4. CD-ROM installation 31.7.2009 31.7.2009 5. Hard disk format and 1.8.2009 1.8.2009 6. Window XP installation 1.8.2009 1.8.2009Preparing three Personal Computer connect to the network and sharing printer No Name StartDate EndDate 1. Network card installat ion 29.8.2009 29.8.2009 2. 3PCs Network 29.8.2009 29.8.2009 3. Sharing folder 29.8.2009 29.8.2009 2. Sharing printer 2.9.2009 2.9.2009 Task 4 Task4 Name, location and contents of 5 Major system files in Windows XP CWINDOWSBOOT.INI C WINDOWS NTLD C WINDOWS NTBOOTDD.SYS C WINDOWS NTUSER.DAT C WINDOWS NTDETECT.COM 5 common technologies available for establishing Internet connectivity through Our Windows XP 1. ADSL(use phone line and cable modem) 2. Wi-Max(use access point) 3. Satellite 4. Broadband and 5. IP star Features of Linux the several programs running at the same time the several users on the same machine at the same time (and no two-user licenses) runs on many different CPUs, not just Intel One program cant bring the whole system down Linux only reads from disk those parts of a program that are actually used dynamically connect shared libraries (DLLs), and static libraries too, of course support for many national or customized keyboards, and it is fairly easy to add new ones dynamically supports several common file systems, including minix, Xenix, and all the common system V file systems UMSDOS is special file systems which allows Linux to install on a DOS file system read-only HPFS-2 support for OS/2 2.1 TCP/IP networking, ftp, telnet, NFS and so on Netware client and server LAN Manager/Windows Native (SMB) client and server the base protocols available involve TCP, IPv4, IPv6, AX.25, X.25, IPX, DDP (AppleTalk), Netrom and so on Stable network protocols included TCP, IPv4, IPX, DDP, AX.25 and etcReferenceWeb Reference http//electronics.howstuffworks.com/how-to-tech/build-a-computer.htm www.metasearch.com www.google.com www.yahoo.com Book Reference PC World Fundamental of Hardware and operational system McGraw.Hill.Mike.Meyers.A.plus.Guide.to.Managing.and.Troubleshooting.PCs.Lab.Manual.2nd.Edition.Apr.2007

The Growth of Islamic Financial Services in UK

The maturation of Moslem Financial Services in UKThere is huge potential for an expansion of Moslem offerings in the UK fiscal securities indus returns, which exit boost Londons position as an international fiscal centre. (C whollyum McCarthy,2007)BackgroundIslam is a divine religion and provides guidance for all walks of life. Muslims atomic number 18 shortly trying to revitalize the Muslim laws in all fields of life. Especially economic field is in great focus. In 1980s in-between vitamin E Muslim countries again tries to put in practice the Islamic financial Islamic laws inaugural time and set the foundations for Islamic banking and finance for the world. After that Islamic financial run grew in truth debased not only Muslim countries but excessively in Non-Muslim countries. jibe to FSA (Bank of England and the Financial Services Authority) briefing label (2006) currently Islamic banking and finance is growing from 10% to 15% annually in international commercialis e and the of import sympathy of this growth is that Muslim existence in Western world and Islamic products atomic number 18 socially responsible. harmonise to Shayerah Ilias (2009) shariah or Islamic laws are the bases of Islamic finance. Shariah prohibits divert, un indisputablety, adherence to pretend-sharing and profit-sharing and fire ethical investment and asset backing. S. Ilias (2009) also claimed that currently there is 10% to 15% annual growth in international food market for Islamic finance because some police detectives argued that Islamic finance brings lots of business opportunities and alternative methods for capital formation and economic development. Among the Western world the demand of Islamic financial market is especially growing in North America and UK, although Muslims are in minority there. According to FSA briefing notes (2006) FSA approved license for the 1st fully Shariah compliance bank Islamic Bank of Britain (IBB) in 2004 and this bank sells Is lamic products in consumer market. In 2006 FSA licensed European Islamic Investment Bank that was the 1st independent Shariah yielding investment bank in UK.Aims and objectivesConsidering the above mentioned historical background of Islamic banking and finance in UK the proposed study aims to further study and research how Islamic banking and finance grew in UK market. Study allow for explore the motives behind this fast growth and the challenges. Research will further investigate and explore the future scope of Islamic finance in UK. In other world the objective of the research isTo explore the growth of Islamic banking and financial services in UK.To suffer out which Islamic products are familiarly sold in UK financial marketTo explore the reasons of growth of Islamic finance in UKTo identify the future possibilities for Islamic banking and finance in UK financial MarketTo identify the challenges for Islamic banking and finance in UKTo meet these objectives proposed research will retort the following questionsWhether Islamic banking is growing in Western countries like UK?What kind of Islamic products are commonly sold in UK financial market?What is the prox of Islamic Banking in UK?What kind of challenges Islamic banking and finance can face in Western world particularly in UK?Literature reviewIslamic bankingIsmail Tohirin (2010) argued that Muslims around the world spend their lives under Islamic Rules which are defined by The Holy Book of Quran that is called Shariah law. In Shariah law, all type of interest in Islamic banking products and Islamic finance is forbidden. In Islamic banking, no interest is involved but time value of funds and risk considered very important and play its part. Customers and Islamic banking work to jerk offher on the basis of risk sharing. Both distribute risks which are already hold on the scathe of investment, profits and losses.According to Laldin (2008) Interest is forbidden in investment of alcohol, pornograph y and betting. Other banks cannot help Islamic banks or Islamic banks cannot get help to lend. There are different types of Islamic products obtainable for customers. Ijara and Murabha are considered very important products.Historical Background of growth of Islamic banking in UKAccording to FSA (Bank of England and the Financial Services Authority) briefing note (2006) 3% population of UK are Muslims and nearly half million Muslim visitors regularly visits UK. These facts are the major reason of growth in Islamic banking and finance. M either UK high street bank are offering current accounts and mortgages through Islamic windows. The report further claimed that in Western world the first fully fledged Shahriah bank Islamic Bank of Briton was introduced in 2004 in UK with FSA authorization. London is a major financial center for international firms and shopping mall eastmosts banks that offer Islamic products. This also confirms that Islamic finance is growing from 10% to 15% ann ually at global level.Shayerah Ilias (2009) claimed that internationally modern Islamic finance introduced in 1970s. There is no doubt that currently Islamic has a very small but growing market in global financial market and estimated annual growth evaluate of Islamic finance is 10% to 15% in last 10 years. He further claimed that Islamic bonds (Sukuk) are gaining popularity in global market. $ 70 million worth Islamic bonds are in global financial market and up to $100 millions are expected in 2010. Global growth of Sukuk from 2004-2007 is approximately more than five folds. This is shown by the following figure(Source Shayerah Ilias, 2009, Islamic Finance Overview and insurance insurance Concern, DIANEPublishing)Ismail and Tohirin, (2010) also claimed that the growth of Islamic banks is 10-15% per year and there is strong forethought that it will grow further. The recent credit crisis gave further boost to Shariah compliant banking and finance. There are 300 different Islamic I nstitutions in 51 different countries of the world. The standard of total assets hold by Islamic banks is 822 billion US dollars. In addition, there are 250 mutual funds working around the world which are completely complying with the Islamic banking and financial system. According to CIMB Group guardianship Analysis, the rate of growth of Islamic banking and finance is fast than each other financial institution. The rate of growth of Islamic bonds is nearly 24% with the total arrive of 25 billion US dollars in 2010. The network of Islamic banking is not only constrained in the Muslim world but it is also opening in different continent and different developed world including America and United Kingdom.Principles of Islamic Banking and Islamic productsThe purpose of Islamic banking is same as main stream banking system except that it is in accordance with the laws of Shariah. The transactions in Islamic banking system are done with the help of Islamic banking system. The most co mmon terms used in Islamic banking are Riba (interest), Mudarabah (Profit sharing), safekeeping (Wadiah), Musharakah (Joint Venture) Ijara (leasing) Tufakil (Insurance). (Hassan and Lewis, 2007)Islamic MortgagesThe banks first purchase the property and then sell it to its customer. Here Islamic banks are not acting as a third party. They get possession of the property and deal with the customer as first hand party. The banks give ownership of property to its customer from very first day. As bank income is implicit and banks do not charge some additional amount on the belated wagess. To avoid the bankruptcy, the banks do extensive check of credit worthiness and security measures. This type of agreement is called Murabha. Another advent is called Ijara this contract is same like substantive estate and mostly employ on the leasing of vehicle. The customer is charged higher for the product then market value of product. The ownership of product is given at the time of full payment. (Hassan and Lewis, 2007)Partnership (Musharakah)In this type of product the bank and borrowing party make a partnership entity. They both invest in the property. The borrower then gives property at the rent and gets rental income. At this stage bank and borrower both have shares in the property. The borrower then starts to pay the money at the greed amount and banks shares reduce with each instalment. This will carry on until borrower gets all the shares of property for the bank. (Benamraoui, 2008)In case of default both bank and borrower will get the proceeds from sales in certain percentage which is equal to floating market rates, on the basis of BLR (basic lending rate). This is especially applicable in the banking system is dual in nature.Mudarabah (venture capital)In this contract one party provides the finance for a project while other party provides required expertness and labour force. Both the parties get agree in the beginning of contract in case of profit from the projec t who much will be share of both parties and if project gets failed then in what proportion they will share the shock of loss. Here expert company does not promise to pay certain amount of money back. Rather than that they keep an uncertainty. The logical justification for that is the future is uncertain. A project which is looking very good and there is strong expectation that it will give positive cash flow from the beginning can get wrong and result into loss. On the other hand, uncertain external surround can make a very weak project to a good positive cash generator. In such circumstances, it is not possible for any organization to promise that they will definitely give certain amount of money. (Hassan and Lewis, 2007)In modern banking system, banks normally promise with the investor that they will give them certain amount of money. If collectible to internal or external economic reason, they get failed, they have to apply for bankruptcy. In this case investors lose whole sum of money. It means if soul makes a promise that they will pay them certain money is actually lie. Islamic banks do not involve in such guarantees. (Ismail and Tohirin, 2010)Islamic opinion CardsIslamic credit cards are accepted in all over the world. These are getting more and more popular due to their benefits which holder of card get and not available through the cards of main stream banks. The holders of card will not have to pay the interest if payment is made before due date. The second benefit of Islamic credit card is that the cardholder can pay Zakat and Takaful online through this card. (Ismail and Tohirin, 2010)Bai Al-Inahl, Quardul Hassan and Al-Wadiah can be applied in Islamic credit card transactions. In this way, Islamic credit cards are complied with the Shariah products. The main stream banks are not providing any of such facilities. The transaction make through Islamic credit cards are interest free and have fixed profit margin if payment on the credit card is lat e. It does not compound up once payment is not made in time as traditional banks are doing. (Ismail and Tohirin, 2010)Sukuk(Islamic Bond)These are Islamic financial certificates or in other word, these are Islamic bonds. The investors in the bond do not get the fixed rate of return on investment as interest is prohibited in Islamic economics. The Islamic bonds are classified into tradability and Non-tradability. The total worth of Islamic bonds in next ten years framework would be 1.2 trillion US dollars. The holder of these bonds profit at the rate as the investor is returning to issuer Company. The issuer of bonds set the terms and conditions of its shares in profit. However, investors also share some risk of loss. To avoid the risk the investment project is carefully monitored in the beginning of contract and during the life wheel around of project. (Laldin, 2008)Main drivers of GrowthM. Ainley et al (2007) argued that there are six main reasons of growth of Islamic financial se rvices in UKNoReasonof GrowthExplanation1Global expansionIslamic finance is growing very fast in the world. Islamic banking 1st introduces in 1060s in Middle East and grows very fast and now its market size is approximately 250bn globally and nearly 300 financial institutions are offering Islamic financial products. This fast growth has affect UK market too2Liquid MarketsLondons financial market is very flexible, innovative and liquid. UK financial industry is very storied for developing and delivering new financial products3Islamic windowsMany global banks and financial institutes are working in Middle East and South East Asian countries and have gained a very experience of local market where Islamic banking is growing very fast. So these international banks like Citi, HSBC etc have set up Islamic windows that sell Islamic products with their normal routine business.4Excess Liquidity in Middle EastExcessive Liquidity in the Middle East countries have encouraged the growth of Isla mic as well as established assets and local financial markets are not capable tolerable to manage financial activities and large investors starting considering international financial markets.5Public policy and regulationUK government also have changed public policy and taxation and developed a taxation policy that is both applicable for both Islamic and conventional financial products6Single financial regulatorUK government have developed 11 different financial regulators into one by introducing the Bank of England and the Financial Services Authority (FSA) that has increased the result in improved access to Islamic banks and Islamic financial products(Source M. Ainley et al, 2007, Islamic Finance in the UK Regulation and Challenges, Financial Service Authority accessed from http//www.fsa.gov.uk)Challenges for Islamic finance in UKAccording to Clive Briault (2007) currently Islamic banks are facing the same challenges as conventional banking but there are some risks which are aff ecting Islamic banks only. merely he mentioned two challenges in particularRisk ManagementClive Briault (2007) argued that it is very difficult to manage risk for Islamic finance because many risk management tools that are used by conventional banks or firms are not compliant to Shariah. So there is a big challenge for Islamic finance to develop the tools for risk management. He used the example of Mudaraba and claimed that this product have the same effects in term of liquidity as conventional banks interbank deposit and FSA have concern that how Islamic banks will manage risk for that products.Diverse opinion among Shariah scholarsClive Briault (2007) also claimed that 2nd main concern rough Islamic banking is that there is a difference in opinion among Shariah scholars about the different products and FSA a secular regulator not religious so it is difficult for FSA to determine which product is Islamic product and which is not.Research Gap and significanceThere is no doubt that Islamic Banking and finance is a very hot topic in Western world. Many researchers have presented the growth history and mentioned the annual growth rate of Islamic finance in UK. But less focus is given on the reason of this fast growth, its consequences and what will be possibilities for Islamic finance in future in UK finance market and what could be the challenges for Islamic products in UK. So proposed research will critically review the information provided in literature and will explore the possible reasons of this fast growth and will also try to figure out the possibilities of future growth and challenges in UK market.Research MethodologyThe title of the research suggest that researcher is exploring the growth of Islamic finance in UK, so proposed study will be exploratory research in which research will explore the available literature to find out how Islamic finance make its way in UK financial market and how it have been growing till now. Researcher will further explore through research papers and FSA reports and articles that what could be the future scope for the Islamic finance and banking. Researcher will also try to find common Islamic products offered in UK financial market through Islamic banks or Islamic windows and what could be the possible challenges for the Islamic finance.Secondary DataAccording to Fowler (2008) collateral information is a data that is taken from already available data that is collected by other researchers or government agencies for their own purposes. The sources of that data is any kind of published material in form of books, articles, researcher papers, reports etc.As mentioned above that proposed study is exploratory in nature, so secondary data collection method will be beat because Islamic banking and finance is very hot topic in the west especially in UK and many Muslim and Western scholars are trying to figure out the future of Islamic finance. It is also mentioned in literature review that researchers cla im that Islamic finance is the most growing sector in international financial market.So for exploring all these reality secondary research will be best and researcher will explore already published research and will identify the future scope and challenges for Islamic finance in UK market.Qualitative approachFor proposed study qualitative approach will be adopted to explain, interpret and analyze the information gathered through secondary sources. Researcher will try to find out the trends and patterns from available information qualitatively to understand the possible scope and challenges for Islamic finance in UK.Denscomb M (2007) argued that in qualitative approach data is presented in wrangle and images. This approach is adopted where researcher deals will problems related to social sciences or researcher try to explain the points utilise words or images.In proposed research, researcher is also using words and images to explore and explain the facts regarding Islamic finance. B ut researcher will not restrict him/herself to qualitative approach and will also use numbers and figures if needed. So researcher will mostly rely on qualitative approach but also can use qualitative data.Quantitative approachAccording to Denscomb M (2007) in qualitative approach data is collected or analyzed using numbers or figures.

R.F. Insurance :: essays research papers

R.F. Insurance is a commercial insurance company based on the east coast. In 1984, a stem of graduate students were given a project to asses job design, career development, and job motivation in a particular regularize federal agency of R.F. Insurance. The findings of this group contempt the limited number of respondents permitted to take the students survey are more or else what can be expected given the circumstances border employment at R.F. Insurance.The district office operates under the control of the district office manager who is essentially in charge of a sales team, plead claims adjustors, several office clerks, and one loss prevention engineer. The sales team is in charge setting up the appropriate account for the customers need and finis the sale. Information about the customer is provided by the loss prevention engineer who meets with clients and helps to evaluate the risk of insuring a potential client. Once the sale is completed the district manager assigns th e policy to one of the claims adjusters based on the complexity or importance of the policy and policy holder. From this point on till the policy is cancelled, the claims adjuster will handle ever aspect of customer service associated with the insurance policy. The rest of the paperwork, filing, and processing is handled by the clerks of the office. Each clerk has specific tasks and is responsible for cream out a daily work sheet which the lead clerk collects and creates a weekly report on their work. When the team of graduate students began their analysis they did so under the agreement that the district office manager had control and veto power over the surveys and interviews being used. However, upon discussing matters in more accompaniment the district office manager further limited the students to questionnaires only. The questionnaires were to include a modification of the Job Characteristics Inventory and a 24 question survey. The district office manager instantly revoked t he clerical staff from participating in the questionnaire and also vetoed six questions he did not like. He distributed the questionnaires to only 5 sales people, 4 claims adjusters, and only 3 of 8 clerks. The results of the questionnaire were as expected. The 9 higher ranking employees generally reported a more positive experience with job development, utilization, influence, and approach then did the 3 clerks. From the data collected you can only infer that the other 5 clerks would more then likely share similar feelings.

Creating a Successful Community Service Project :: Community Service Essays

IntroductionOur class at State University has been tasked with creating and implementing a community of interests-service project. A community-service project refers to a service that a person or group performs for the benefit of his or her local community. The team which I was part of firm to jock a Mothers Day spaghetti dinner for the athletic department at a local Christian school. The funds would be employ but to build dug-outs for the girls softball team at a small private Christian school located in our town. The Christian school serves our community by providing a preschool program for children 3 and 4. It also conducts school for K-5 through 12th grade.Our team is made up of four people. The team began the close devising physical adjoin by first exploring the parameters involved in a community project and the possibilities to work towards a worthy cause, while applying organizational behavior principles. The spaghetti dinner seemed complete for our purpose of collec ting money to build the girls softball team some dugouts. We wanted to engage in a community project that include real characteristics such as an activity that would produce long-lasting benefits for the community. The team also wanted an uplifting and positive experience for all involved and a process that included a variety of challenges which would demonstrate our individual talents. As a team we all participated in the decision making for the entire project. separately player showed leadership and demonstrated motivation to get the project underway and completed with a successful turnout. Once the team came up with a general consensus for the project, the decision making was shared at all levels. Sometimes, the team had to rethink certain approaches quickly, for example by becoming more persistant and persuasive with merchants. As the of a sudden declivity for the dinner approached we needed to take into consideration all factors surrounding the cause and try and get as much as possible from for each one merchant. In most cases, there was reluctance about donating something to a group that was not very well known and in other cases there was granting immunity in general to donating at all. Many merchants wouldnt donate without first receiving a request in writing, so we created a letter designed to catch up with this obsticle. We confine included a copy of this letter at the end of this paper for your review.The team had multiple different personality types and traits that would allow us to twirl on multiple strengths from different team members.Creating a Successful Community Service Project Community Service EssaysIntroductionOur class at State University has been tasked with creating and implementing a community-service project. A community-service project refers to a service that a person or group performs for the benefit of his or her local community. The team which I was part of decided to sponsor a Mothers Day spaghetti dinner for the at hletic department at a local Christian school. The funds would be used exclusively to build dug-outs for the girls softball team at a small private Christian school located in our town. The Christian school serves our community by providing a preschool program for children 3 and 4. It also conducts school for K-5 through 12th grade.Our team is made up of four people. The team began the decision making process by first exploring the parameters involved in a community project and the possibilities to work towards a worthy cause, while applying organizational behavior principles. The spaghetti dinner seemed perfect for our purpose of collecting money to build the girls softball team some dugouts. We wanted to engage in a community project that included certain characteristics such as an activity that would produce long-lasting benefits for the community. The team also wanted an uplifting and positive experience for all involved and a process that included a variety of challenges which would demonstrate our individual talents. As a team we all participated in the decision making for the entire project. Each participant showed leadership and demonstrated motivation to get the project underway and completed with a successful turnout. Once the team came up with a general consensus for the project, the decision making was shared at all levels. Sometimes, the team had to rethink certain approaches quickly, for example by becoming more persistant and persuasive with merchants. As the dead line for the dinner approached we needed to take into consideration all factors surrounding the cause and try and get as much as possible from each merchant. In most cases, there was reluctance about donating something to a group that was not very well known and in other cases there was resistance in general to donating at all. Many merchants wouldnt donate without first receiving a request in writing, so we created a letter designed to overcome this obsticle. We have included a copy o f this letter at the end of this paper for your review.The team had multiple different personality types and traits that would allow us to pull on multiple strengths from different team members.

Cold War1 :: essays papers

Cold struggle1The Cold war was a major conflict between the U.S. and the Soviets. The U.S. had its own allies and the Soviets had theirs. The Cold War lasted until the end of 1980s and began in the 1940s. These two countries were as two titans of great power. It was a fight between the communism of U.S.S.R verses the democracy and capitalism of the United States. This was a fight without an actual warfare. It was more of a competition of who has better weapons and whose government is more stable and appropriate. Every country tried to get its own allies. They did this by helping each other out. For example, the United States helped Korea in the Korean War. The U.S. got involved in the war under the United Nations.The Cold War led to the establishment of NATO, or the North Atlantic Treaty Organization. It was created in 1949 to have a twelve-nation mutual defense treaty aimed at the Soviet confederacy. One major, positive, important shell that was created by the Cold War was the formation of the United Nations or the U.N. On April 25, 1945. The U.S formed an alliance or a pact with Great Britain, the Soviet Union France, and China. This showed the Soviet Union that United States wants to keep peace in the world.The Communist government of U.S.S.R gave the United States ideas that their ownership of nuclear energy might lead to a take over. Joseph McCarthy provoked the beginning of the Cold War. He led people to belive that the Communist government would take over and crush democracy and capitalism. The media took McCarthys human face and gave the American people a message that communism is wrong and harmfull to their freedom. His message was to punish all communists. He kept the American people blind folded for a long time, untill the people started realising that he is just making a big deal out of nothing and without any proof.A spark of the Cold War was when President Truman made a policy of Containment. It was military aid to countries under the threat of Communism. He also established the Marshall Plan, which offered aid to every European country or a recovery program after WWII. The Federal Employee Loyalty Program helped ensure that there was an executive order designed to moderate against a possible disloyalty of Reds, Phonies, or Parlor Pinks. He also passed the Berlin Airlift Policy during the Marshall Plan.

Fetal Alcohol Syndrome Essay -- Pregnancy Neurology Medicine Papers

Fetal Alcohol SyndromeFetal Alcohol Syndrome (FAS) is a pattern of mental, physical, and behavioral defects that may puzzle in the unborn child when its m otherwise drinks during pregnancy. These defects occur primarily during the first trimester when the teratogenic effects of the alcohol have the greatest effect on the development organs. The symptoms associated with FAS have been observed for many centuries, but it was not until 1968 that Lemoine and his associates formally described these symptoms in the scientific literature, and again in 1973 when Jones and associates designated a specific pattern of altered growth and dysmorphogenesis as the Fetal Alcohol Syndrome (Rostand, p. 302). The set of abnormalities characterized by Jones included intrauterine growth retardation, an unusual facies, psychomotor retardation, and a 25% incidence of nonheritable anomalies (especially cleft palate and cardiac malformations) (Luke, p. 3330. The incidence of FAS world-wide, can be illustr ated on the basis of the extreme to which the characteristics of mental, physical, and behavioral defects are exhibited in the newborn. Full characteristics are estimated to be present in 1.9 per 1,000 live births, and partial characteristics are evident in approximately 3-5 per 1,000 live births. The incidence of FAS increases dramatically when only alcoholic women are considered to 25 per 1,000 for full characteristics and as high as 90 per 1,000 for partial characteristics (Luke, p. 333). Currently, FAS is the most common cause of birth defects leading to mental retardation. Downs Syndrome and spina bifida, the other two most common causes, can be identified and managed during pregnancy. Yet, FAS remains the only cause of retardation that is co... ... and Fetal Alcohol Effects. New York Plenum shake up (1984). p. 64. Feld, S. M. Fetal Alcohol Syndrome Prevention Through Education. Medical Student, 19(2), pp. 15-17. Gottesfeld, Z. and E. L. Abel Maternal and Paternal Alcohol Use Effects On The Immune System of the subject. Life Sciences, 48,1991, pp. 1-8. Kotch, L. E. and K. K. Sulik Experimental Fetal Alcohol Syndrome Proposed pathogenic instauration for a Variety of Associated Facial and Brain Anomalies. American Journal of Medical Genetics, 44, 1992, pp. 168-176. Luke, B. The Metabolic Basis of the Fetal Alcohol Syndrome. International Journal of Fertility, 35(6), 1990, pp. 333-337. Walpole, I. et.al. Low to Moderate Maternal Alcohol Use Before and During Pregnancy, and Neurobehavioural Outcome in the Newborn Infant. developmental Medicine and Child Neurology. 33, 1991, pp. 875-883.

Sweat :: essays research papers

stew     It is easy to see why a person would find "Sweat" an offensive story.Many who read this story will find that the style in which it is written to bedegrading to the African American race. However, this assumption has humblebacking. Zora Hurston is clearly relaying a story that tells of her time. Tosay "Sweat" is stereotypical is to deny the fact that this is the air thingswere at one time.     For a person to acknowledge the way things were is to merely recallhistory. Why should a race be ashamed of their history? They would bettertheir own values by taking this story for what it is worth. non only does ittell of their ancestors way of life, but it shows how things have changed forthe better.     If one could not write stories about their experiences in the past thepublic would be unknowing of its stopping point and heritage. Hurston even usedreference to Jewish state in this story. They also w ere slaves and were facedwith over four hundred years of hardships and inequalities. It has not beenknown for the wad of the Jewish faith to be insulted by the Bible which tellstheir stories. In fact, they use it as a way of life. It serves as a learningtool that proved how strong they were and how much suffering they had to endure.When they are faced with problems they relate back to stories, just as this, tofind that strength once again.     Mrs. Hurston, being a African American herself, should have the right totell a story of her heritage without being persecuted. The fact that that ishow African Americans spoke during that time should not be rationality forembarrassment. It is just a fact of how things were. When relating a storyfrom a certain time period, it should be written in the dialect used at thattime.     The people who find this story demeaning are obviously choosing to notbelieve this is how things were. If you change the fac ts, you change thehistory. People of all nationalities have parts of their heritage that theywould earlier not admit to, but a mistake made should be noted and then changedif possible. It should not be forgotten due to its unpleasantness.     The more African Americans are ignored for their differences, the morethey have to set themselves apart from the "typical" white American. For example,black people were given equal rights and equal opportunities in the operativeworld with affirmative action. These things were obtained through the request